About Us
Our Team
Michael Fry
Founding Partner
Michael Fry is the co-founder of Retire With Confidence For Life LLC, a Registered Investment Advisory Firm.
Mike began his professional career as a financial advisor in 1987. He specializes in helping clients prepare for retirement. His focus is on advising families and individuals in the practice of wise stewardship of their money and other investments.
Mike has been a guest speaker at many industry conferences and symposiums training financial advisors and CPAs across the country. In addition, he was instrumental in the design and development of a specialized life insurance product with a major insurance company.
Mike lives with his wife Gail and family in Plainfield, Illinois (a suburb of Chicago).
David A. Bankston CFP® CPA
Founding Partner
David Bankston is the co-founder of Retire With Confidence For Life LLC, a Registered Investment Advisory Firm.
Dave began his professional career as an accountant and started his own CPA practice in 1987. He attained the Certified Financial Planner designation in 2011. His primary focus is on educating clients and challenging the status quo regarding retirement, investing, taxes and debt. He believes passionately that everyone should have a properly structured financial strategy to mitigate risk and access opportunities.
Dave lives with his wife Debbie and family in Land O’Lakes, Florida (a suburb of Tampa).
Investment Team
Members of the Investment Team are licensed with Advisory Alpha, LLC, a SEC
registered investment advisor.
Steve Osterink, Jr. CFA® CFP® AIF®
Steve Jr. is the driving force behind the innovation and development of our investment solutions and platform. He leads the Investment Team and brings nearly two decades of experience to the firm, as well as a strong commitment to personal finance and asset management, as evidenced by his CFP® certification, AIF® designation and CFA® designation.
Steve Osterink, Sr.
With over 40 years of experience working with clients in the financial services industry, Steve Sr. co-leads the Investment Team. He has an uncanny ability to focus in on practical solutions to complex problems, and his wisdom is a valuable resource for the firm. Further, his leadership and counsel are critically important as the Investment Team strives to navigate the ever-changing global economy and financial markets.
Jon Lohr CFA® CFP®
Jon oversees the daily investment research and portfolio management responsibilities for the Investment Team, which involves asset allocation research, fund monitoring, due diligence, investment strategy evaluation and implementation, and performance monitoring. He has a diverse background in corporate finance and investment management, and he holds the CFA® designation and CFP® certification.
Nick Heinrich CFP®
Nick leads a team of financial planning consultants who implement various portfolio analysis and planning resources designed to improve clients’ financial situations. He is well positioned to craft comprehensive solutions to financial challenges that span all stages of the financial planning process, holds the CFP® certification, and has passed the CFA® Levels I and II.